Business plan software with lifetime licence
Create a professional, structured and bank-ready business plan using integrated Excel, Word and AI-powered tools.
Bsness business plan software helps you plan your business clearly, analyse financial sustainability and present your project to banks, investors or partners with confidence.
One-time payment. Lifetime licence. Instant download.
Lifetime licence
Use the software with no subscription and no expiry date, and create unlimited business plans for your own projects or for clients. You pay once and work at your own pace — today and in the future.
AI-assisted writing
Enable AI-powered assistance to generate your business plan document in one click. Adjust the tone, add your details, and everything updates instantly across the whole plan.
DSCR & bank readiness
Automatically calculate DSCR (Debt Service Coverage Ratio) and show your project’s ability to repay debt using realistic financial statements and scenarios. Present a solid, verifiable plan to support a funding application.
380 industry versions
Choose your industry (restaurant, e-commerce, clinic, and more) and start from a pre-filled real example. Update the data and the plan recalculates in seconds.
Integrated document + budget
Work with an interactive Word document and an analytical Excel model with charts, cash flow and two scenarios. Export the full business plan and budget to PDF.
24/7 chat support
Get immediate, unlimited help via chat and WhatsApp whenever you need it. Get unstuck fast and keep moving forward.
Who is this business plan software for
Entrepreneurs & self-employed professionals
If you’re starting from scratch, the guided workflow and AI assistance support you step by step. You define your business model, key figures and assumptions, and build a funding-ready business plan, even without prior experience.
Consultants, advisors & professionals
Grow your portfolio with professional business plans created in a few hours. A lifetime licence lets you generate unlimited plans, work efficiently across projects and rely on 24/7 chat support to keep moving without delays.
Established businesses
If your business is already operating, you can start from your latest financial statements. Use the budget and DSCR for performance monitoring, scenario simulation, and preparing funding or refinancing applications with clear, verifiable indicators.
All industries, 380 versions
From hospitality and e-commerce to healthcare, tourism and professional services: choose your industry-specific software and start from a ready-made real example. Update the data and the plan recalculates instantly, with document and budget fully integrated.
In one day, we turned our idea into a clear, bank-ready business plan.
The AI supported us with the text, while the software finalised the figures and the DSCR. The bank understood the project straight away.
From idea to a funding-ready business plan
With Bsness, you combine the power of professional business plan software (fully integrated Word and Excel) with the flexibility of AI. You enter your data and the system automatically generates financial statements, cash flow projections and charts.
AI helps draft a document that is fully consistent with the numbers; you refine the tone and compare two scenarios to make informed decisions.
The result is a solid, verifiable business plan, ready for banks, investors and funding applications, created in a short time.
Business plan software 2026 AI
Create your own professional business plan with fully integrated Word and Excel and AI-assisted writing. Enter your data, compare two scenarios, calculate DSCR, and export everything to PDF in a short time.
A lifetime licence lets you create unlimited business plans, with 24/7 chat support to move forward without interruptions.
Tourism business plan software 2026 AI
The version designed specifically for hospitality and tourism businesses. Work with occupancy rates, pricing and seasonality, plan revenues by channel (direct bookings, OTAs, agencies) and manage the key costs of the sector.
AI helps draft a document that is fully consistent with your figures, while Excel automatically updates financial statements and DSCR in real time.
Industry-specific business plan software (380 versions)
Choose your industry (restaurant, e-commerce, private clinic, gym, and more) and start from a ready-made real example. Update the data and everything recalculates — sales, costs, cash flow, investments, two scenarios and DSCR.
Your document and budget stay fully connected at all times.
DSCR software for banks and investors
The DSCR (Debt Service Coverage Ratio) is one of the key indicators used by banks, lenders and investors to assess a company’s ability to repay debt.
Bsness DSCR software allows you to calculate the DSCR with professional-level accuracy, analyse it period by period, and identify risk thresholds before presenting your business plan.
The system highlights potential issues in advance, helping you understand whether your project meets bankability requirements.
DSCR results are fully integrated into your Excel budget, ensuring financial coherence across cash flow, profit and loss statements, scenarios and assumptions. This gives you a solid, verifiable financial argument, aligned with what financial institutions expect to see.
Bonus: the DSCR software is included at no extra cost when you purchase any Bsness business plan software.
Choose your version: clear pricing and lifetime licence for your business plan software
Business plan software 2026 AI
DSCR includedLifetime licence;
integrated, editable document with AI assistance;
complete financial model with statements and cash flow over 5 years;
two automatic alternative scenarios;
step-by-step user guide;
24/7 chat support, unlimited;
create unlimited business plans.
Industry-specific business plan software
380 versions – DSCR includedincludes everything in the 2026 AI version;
complete industry-specific example, ready to use;
budget pre-filled with standard industry benchmarks, fully customisable;
executive summary, marketing plan, market analysis, HR, operations and environmental impact.
Tourism business plan software 2026 AI
Hospitality & tourism – DSCR includedincludes all features of the 2026 AI version;
analytical management of unlimited accommodation units;
overnight stays management;
pricing and sales channel management;
management of additional services.
Frequently asked questions about the business plan software
What exactly is included in the software?
The software includes a complete business plan system, made up of integrated Word and Excel files.
You can create the written document, build the financial model, compare scenarios, calculate cash flow and DSCR, and export everything to PDF.
The AI helps you draft the text, while Excel automatically updates all calculations as you change your data.
Does the licence expire or is there a subscription?
No. The licence is lifetime.
You pay once only and can create an unlimited number of business plans, for your own projects or for clients.
There are no subscriptions, renewals or hidden costs.
Is DSCR included or does it need to be purchased separately?
DSCR is included.
It is fully integrated into the financial model and calculated automatically based on your data and scenarios.
You can analyse DSCR by period and include it directly in your business plan when presenting it to banks or investors.
Do I need financial or technical skills to use the software?
No prior experience is required.
The software is designed to guide you step by step, with clear instructions, automatic calculations and 24/7 chat support available whenever you need help.
What is the difference between “2026 AI”, “Tourism 2026 AI” and the industry-specific versions?
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2026 AI (Base): suitable for any type of business, with AI-assisted text, full financials, scenarios and DSCR.
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Tourism 2026 AI: includes everything in the Base version, plus specific modules for hospitality and tourism, such as accommodation units, overnight stays, pricing (ADR, RevPAR), sales channels and additional services.
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Industry-specific versions (380): include everything in the Base version, plus a complete, ready-made example for a specific industry (texts and figures) and a budget pre-filled with standard industry benchmarks, fully editable.
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How is this different from other “generic” solutions?
Our software is industry-specific and professional.
It includes connected Word and Excel files, DSCR calculation, alternative scenarios, and real examples for each industry, with a lifetime licence for unlimited business plans.
This is not a simple template — it is a complete system, designed to meet the expectations of banks and investors.
Can I work as a team?
Yes. You can work collaboratively and share the software via Dropbox, so clients, partners or advisors can add data and review the plan without friction.
What do I need to use it, and how is it delivered?
You only need Microsoft Word and Excel. After purchase, you receive an instant download: open the files, follow the guided steps, enable the AI assistance, and export the business plan and budget to PDF, ready to present.
What people say about our business plan software
★★★★★
“In five days, we turned our draft into a plan ready for funding. The AI helped us write each section, and the integrated Excel model calculated the DSCR and scenarios without errors. The bank asked for the PDF and approved it straight away.”
— Oliver Harris, Co-founder, EcoMove Logistics (Manchester)
★★★★★
Faster than any consultancy firm
“With the guided workflow and the two scenarios, I could validate the numbers and risks without wasting time. The lifetime licence lets me create unlimited plans for my clients.”
— David Campbell, Financial advisor
★★★★★
Industry-specific and ready to edit
“I chose the Restaurant version with built-in industry benchmarks. I adjusted pricing and seating capacity and everything recalculated instantly. The Word document became professional and fully consistent with Excel.”
— Emily Watson, Founder, The Tasting Table
★★★★★
24/7 support that genuinely helps
“I had questions about cash flow and got an answer straight away. I exported the PDF and closed a funding round with local investors. A complete, reliable tool.”
— James Turner, CEO, Pulse Fitness Club
Get started today with your business plan software
With Bsness, you combine AI + integrated Word and Excel to create a solid, verifiable business plan in a short time.
DSCR included, two scenarios, and 24/7 chat support to keep moving forward without interruptions.
One-time payment and a lifetime licence to create unlimited business plans.